Innovative Financial Solutions

Insurance Options.

HEALTH INSURANCE
provided by Blue Cross and Russ Caforio (Russ Caforio-57455)

Under age 65? Open enrollment begins 11-1-2017

  • Use this Express Link to

    • Access to ALL exchange/marketplace options…not just Blue Cross.

    • You MAY be eligible for reduced premium costs based on your income - use Express Link to find out! When you qualify, all plan premiums will automatically reflect your lower monthly premiums.

    • Note: Should you apply for a subsidy and your income is below 133% of the federal poverty level, you could automatically be assigned to Medicaid and CANNOT go back and apply for a plan.

    • Penalities may apply without coverage 

    • Need help navigating the site? Russ Caforio can expertly guide you through the site and options available. Contact Russ via phone, text or email to set up a convenient time to chart your health care future. He can be on the same page.

  • Do you need IMMEDIATE coverage?

    • Contact Russ Caforio directly at: (phone) 630-495-2901, (text) 708-533-6254, or e-mail: Russ Caforio

  • For personal service and coverage directly with an insurance carrier (NOT through the exchange/marketplace)

    • Contact Russ Caforio directly at: (phone) 630-495-2901, (text) 708-533-6254, or e-mail: Russ Caforio

Over age 64?

Use Express Link to access: Plans available all year for newly qualified enrollees.

  • Medicare Supplement Plans
  • Prescription Drug Card Plans
  • Medicare Advantage Plans

When asked for who is helping in this process, please add Russ Caforio-57455

Contact Russ Caforio @630-495-2901 or email russ@caforio.net  with any questions or help needed on the site. We both can be on the same page on the site.

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